Responsible Lending

We are not a lender, we do not provider loans to consumers. We connect consumers and loan providers. Our primary business goal at is to teach our users, provide financing options by connecting users to lenders and comply with regulations.

State Regulations

Each state has different lending laws and regulations. Repayment terms, loan amounts and fees vary state by state. You can familiarize yourself with your state’s lending regulations by clicking here.

Truth in Lending Act

A lender is responsible to present a loan agreement to consumers which clearly shows financial fees associated with a loan. Check if a lender’s fees, terms and loan amounts adhere to state regulations. Remember, do not get a loan if you do not like the terms and fees associated with it.

Fair Lending Act

Credit lenders must follow the Fair Lending Act. This act states that consumers must be provided with nondiscriminatory, equitable and fair access to credit. If you think you are dealing with a lender that is not adhering to the Fair Lending Act, you can get help from the Federal Trade Commission and Consumer Financial Protection Bureau.